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Potential buyers who understand the process and what ownership entails tend to have fewer problems after the closing.

The 30-year FRM dropped to 3.79%, the 15-year FRM hit 3.04%, and ARMs averaged 2.83%, says Freddie Mac.

What's the best way to keep mortgage market humming? NAR wants gov't to hold onto Fannie and Freddie; others disagree.

For the third-straight week, fixed-rate mortgages reached new all-time lows, pushing home affordability even higher for those who can qualify.